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Dave Ramsey

Dave Ramsey

Real Life Money Stories
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My husband and I are in our 50s, and we have just $12,000 to pay off before we're debt-free. We've paid off almost $70,000 in debt in the last two years. We would like to buy a house soon, but we know we also need an emergency fund...
My wife and I are looking at buying a new home. We've been really blessed with our finances, and we're at a point where we can pay cash for a new house and still have plenty of money in the bank...
Our son is 13, and he wants to give half the money he received for his birthday to the nursery at our church...
I'd like to get involved in real estate investing, but I don't have a lot of cash at present...
My wife and I are debt-free, and we're ready to start building our first home. We're a little short on cash to make the 20 percent down payment you recommend...
My wife and I are debt-free except for our home, and we're on Baby Steps 4 and 5. Recently, we were asked to make a large donation to a charity we already support...
My husband and I own a small business. One of our relatives asked for a job recently, and we both have reservations about hiring him...
My wife and I are both 25 years old, and we're working on Baby Steps 4, 5 and 6. I have a 401(k) through my employer, and she has a pension...
My wife and I argue a lot about finances. We're trying to get more control over our money, and she has been listening to you. That's helped a lot. She's also a lot more frugal than I am, and our biggest point of contention right now is how we handle our spending money...
One of my relatives just graduated from college with $20,000 in student loan debt. Her boyfriend graduated, too, and he has over $100,000 in student loan debt...
We're trying to get control of our finances, and my husband wants to close all our credit cards. I want to keep one and use the bill-pay option for monthly stuff like utilities...
I know you're big on bargains and saving money. How do you feel about warehouse clubs, like Costco and Sam's Club?
When it comes to making a will, would it suffice to sit down and write it all out on a piece of paper, then have it notarized?
After listening to your show, I want to try to get control of my finances, but I'm afraid to open up the bills...
My husband and I have four kids, and I make $50,000 a year. He runs a small business that has been floundering for a while now, so we're basically living off my income...
I'm a small-business owner with a lawn care franchise. It's common in our industry, after the season is over, to send out pre-pay letters for the upcoming season...
I take classes online at a public university that is several hours from my home. I tried to pay for my classes the other day, and my Visa debit card was not accepted...
My husband was recently laid off, and he has $229,000 in a 401(k). He has been told that he should roll it into a hybrid annuity...

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